:root{
  --ink:#1c1c1c; --ink-d:#0e0e0e; --ink-deep:#050505;
  --yellow:#ffdd00; --yellow-d:#e0bf00; --yellow-soft:#fff6b8;
  --paper:#ffffff; --light:#faf7ea; --text:#20241c; --muted:#5b5640; --line:#e7e0c6; --white:#ffffff;
  --ok:#2f6b3f; --warn:#8a3b12;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Calibri,Candara,"Segoe UI",Optima,Arial,sans-serif;color:var(--text);line-height:1.7;background:var(--white);font-size:18px}
h1,h2,h3,h4,.brand,.eyebrow,summary,.btn,.tag,.tab,.menu-btn{font-family:Poppins,"Segoe UI",Arial,sans-serif}
a{color:inherit}
img{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.read{max-width:760px;margin:0 auto;padding:0 24px}

/* BOTOES */
.btn{display:inline-block;background:var(--yellow);color:var(--ink);font-weight:700;padding:14px 28px;border-radius:10px;font-size:1rem;text-decoration:none;border:2px solid var(--yellow);cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background .15s;box-shadow:0 6px 18px rgba(255,221,0,.28)}
.btn:hover{background:var(--yellow-d);border-color:var(--yellow-d);transform:translateY(-2px)}
.btn:focus-visible{outline:2px solid var(--ink);outline-offset:3px}
.btn.ghost{background:transparent;color:var(--white);border-color:rgba(255,255,255,.55);box-shadow:none}
.btn.ghost:hover{background:rgba(255,255,255,.12)}
.btn.dark{background:var(--ink);color:var(--yellow);border-color:var(--ink);box-shadow:0 8px 22px rgba(0,0,0,.3)}
.btn.dark:hover{background:var(--ink-d);border-color:var(--ink-d)}
.btn.alt{background:transparent;color:var(--ink);border-color:var(--ink);box-shadow:none}
.btn.alt:hover{background:rgba(28,28,28,.08)}
.eyebrow{display:inline-block;background:rgba(255,221,0,.16);color:var(--yellow-soft);font-weight:700;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;padding:7px 14px;border-radius:100px;margin-bottom:18px}
.eyebrow.dk{color:#7a6a00}

/* TOPO / MENU */
header.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:66px;gap:16px}
.brand-logo{height:40px;width:auto;display:block}
.brand-logo.footer-logo{height:26px}
.nav-links{display:flex;gap:22px;align-items:center}
.nav-links a:not(.btn){text-decoration:none;color:var(--muted);font-weight:600;font-size:.9rem;font-family:Poppins,sans-serif;padding:6px 0;border-bottom:2px solid transparent}
.nav-links a:not(.btn):hover{color:var(--ink)}
.nav-links a[aria-current="page"]{color:var(--ink);border-bottom-color:var(--yellow)}
.nav-links .btn{padding:10px 20px;font-size:.9rem}
.menu-btn{display:none;background:#fff;border:1.5px solid var(--line);border-radius:10px;font-size:1.2rem;line-height:1;padding:9px 13px;cursor:pointer;color:var(--ink)}
@media(max-width:940px){
  .menu-btn{display:block}
  .nav-links{display:none;position:absolute;top:66px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:2px;padding:12px 24px 20px;border-bottom:1px solid var(--line);box-shadow:0 18px 30px rgba(0,0,0,.08)}
  .nav-links.open{display:flex}
  .nav-links a:not(.btn){padding:12px 4px;border-bottom:1px solid var(--line)}
  .nav-links .btn{text-align:center;margin-top:10px}
}

/* HERO */
.top{background:linear-gradient(160deg,var(--ink) 0%,var(--ink-d) 55%,var(--ink-deep) 100%);color:#fff;padding:64px 0 56px;position:relative;overflow:hidden}
.top::after{content:"";position:absolute;right:-140px;top:-140px;width:460px;height:460px;background:radial-gradient(circle,rgba(255,221,0,.16),transparent 70%);border-radius:50%}
.top .read,.top .wrap{position:relative;z-index:2}
.top h1{font-size:2.5rem;line-height:1.15;font-weight:800;letter-spacing:-.5px}
.top h1 .hl{color:var(--yellow)}
.top .lede{margin-top:18px;font-size:1.15rem;color:#d9d6c4}
.top .meta{margin-top:18px;font-size:.92rem;color:#a9a48a}
.top .cta-row{margin-top:28px;display:flex;gap:14px;flex-wrap:wrap}
.top .badges{margin-top:24px;display:flex;gap:20px;flex-wrap:wrap;color:#cac5a8;font-size:.94rem}
.top .badges b{color:var(--yellow);margin-right:6px}

/* SECOES */
.sec{padding:68px 0}
.sec.alt{background:var(--light)}
.sec-head{max-width:720px;margin:0 auto 40px;text-align:center}
.sec-head h2{font-size:1.9rem;line-height:1.2;color:var(--ink);font-weight:800;letter-spacing:-.4px}
.sec-head p{margin-top:12px;color:var(--muted);font-size:1.05rem}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;transition:transform .18s,box-shadow .18s}
.card:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(28,28,28,.08)}
.card .ic{width:50px;height:50px;border-radius:13px;display:grid;place-items:center;font-size:1.4rem;margin-bottom:14px;background:var(--light)}
.sec.alt .card .ic{background:var(--yellow-soft)}
.card h3{color:var(--ink);font-size:1.1rem;margin-bottom:8px;line-height:1.3}
.card p{color:var(--muted);font-size:.98rem;margin:0}
.card .tag{display:inline-block;background:var(--ink);color:var(--yellow);font-size:.72rem;font-weight:700;letter-spacing:.06em;padding:4px 12px;border-radius:100px;margin-bottom:10px}
a.card{display:block;text-decoration:none;color:inherit}
.card .go{display:inline-block;margin-top:14px;font-family:Poppins,sans-serif;font-weight:700;font-size:.92rem;color:var(--ink);border-bottom:2px solid var(--yellow)}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.step{padding:26px 22px;background:#fff;border:1px solid var(--line);border-radius:16px}
.step .n{width:40px;height:40px;border-radius:50%;background:var(--ink);color:var(--yellow);display:grid;place-items:center;font-weight:800;margin-bottom:12px;font-family:Poppins,sans-serif}
.step h3{font-size:1.05rem;color:var(--ink);margin-bottom:6px}
.step p{color:var(--muted);font-size:.96rem;margin:0}

.learn{list-style:none;display:grid;grid-template-columns:repeat(2,1fr);gap:12px 28px;max-width:860px;margin:0 auto}
.learn li{position:relative;padding:12px 0 12px 34px;border-bottom:1px solid var(--line);font-size:1.02rem;color:#33372c}
.learn li::before{content:"✓";position:absolute;left:0;top:12px;width:22px;height:22px;border-radius:6px;background:var(--yellow);color:var(--ink);display:grid;place-items:center;font-weight:800;font-size:.8rem}

.faq{max-width:760px;margin:0 auto}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:4px 22px;margin-bottom:12px}
summary{cursor:pointer;font-weight:700;color:var(--ink);padding:14px 0;list-style:none;display:flex;justify-content:space-between;align-items:center;font-size:1rem;gap:16px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--yellow-d);font-size:1.5rem;font-weight:700;flex-shrink:0}
details[open] summary::after{content:"–"}
details p{padding:0 0 16px;font-size:1rem;color:var(--muted);margin:0}

.cta-band{background:var(--yellow);text-align:center;padding:60px 0}
.cta-band h2{font-size:1.9rem;font-weight:800;color:var(--ink);line-height:1.2}
.cta-band p{color:#4a4419;margin:12px auto 24px;max-width:560px;font-size:1.05rem}
.cta-band .row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}

.prose{max-width:760px;margin:0 auto}
.prose p{margin:0 0 16px;color:#33372c}
.prose h2{font-size:1.5rem;color:var(--ink);margin:36px 0 12px;font-weight:800}
.contact{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.contact .card h3{margin-bottom:4px}

.disclaimer{font-size:.9rem;color:var(--muted);border-top:1px solid var(--line);margin:36px auto 0;padding-top:18px;max-width:760px}

/* RODAPE */
footer.site{background:var(--ink-deep);color:#a9a48a;padding:44px 0 36px;font-size:.92rem}
footer.site .cols{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:28px;margin-bottom:26px}
footer.site .brand{display:flex;margin-bottom:12px}
footer.site h4{color:#fff;font-size:.85rem;letter-spacing:.06em;text-transform:uppercase;margin-bottom:10px}
footer.site ul{list-style:none}
footer.site li{margin-bottom:7px}
footer.site a{color:#cac5a8;text-decoration:none}
footer.site a:hover{color:var(--yellow);text-decoration:underline}
footer.site .legal{border-top:1px solid #22221a;padding-top:18px;font-size:.85rem;opacity:.8}

/* ARTIGO (guia) */
main.article{padding:56px 0 24px}
main.article h2{font-size:1.65rem;line-height:1.25;font-weight:800;color:var(--ink);letter-spacing:-.3px;margin:52px 0 16px}
main.article h2:first-of-type{margin-top:0}
main.article p{margin:0 0 16px;color:#33372c}
main.article ul.plain{margin:0 0 16px 22px}
main.article ul.plain li{margin-bottom:8px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:8px 0 20px}
.box{border:1px solid var(--line);border-radius:14px;padding:22px 24px;background:#fff}
.box h3{font-size:1.02rem;margin-bottom:10px;color:var(--ink)}
.box.yes{border-top:4px solid var(--ok)}
.box.no{border-top:4px solid var(--warn)}
.box ul{list-style:none}
.box li{padding:6px 0 6px 26px;position:relative;font-size:.98rem;color:#33372c}
.box.yes li::before{content:"✓";position:absolute;left:0;color:var(--ok);font-weight:800}
.box.no li::before{content:"✕";position:absolute;left:0;color:var(--warn);font-weight:800}
.note{background:var(--yellow-soft);border-left:5px solid var(--yellow-d);border-radius:8px;padding:16px 20px;margin:8px 0 20px;font-size:.98rem;color:#4a4419}
.mod{border:1px solid var(--line);border-radius:14px;padding:22px 24px;margin-bottom:16px;background:#fff}
.mod .tag{display:inline-block;background:var(--ink);color:var(--yellow);font-size:.74rem;font-weight:700;letter-spacing:.06em;padding:4px 12px;border-radius:100px;margin-bottom:10px}
.mod h3{font-size:1.15rem;color:var(--ink);margin-bottom:8px}
.mod p{margin-bottom:10px;font-size:1rem}
.mod .practice{font-size:.96rem;color:var(--muted);background:var(--light);border-radius:8px;padding:10px 14px;margin:0}
.mod .practice b{color:var(--ink)}
ol.q{list-style:none;counter-reset:q;margin:8px 0 16px}
ol.q li{counter-increment:q;position:relative;padding:14px 16px 14px 56px;border:1px solid var(--line);border-radius:12px;margin-bottom:10px;background:#fff}
ol.q li::before{content:counter(q);position:absolute;left:14px;top:12px;width:30px;height:30px;border-radius:50%;background:var(--ink);color:var(--yellow);display:grid;place-items:center;font-family:Poppins,sans-serif;font-weight:800;font-size:.9rem}
ol.q li small{display:block;color:var(--muted);font-size:.9rem;margin-top:2px}
.tbl{overflow-x:auto;margin:8px 0 20px;border:1px solid var(--line);border-radius:12px}
table{width:100%;border-collapse:collapse;font-size:.98rem;min-width:520px}
th,td{text-align:left;padding:12px 16px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--light);font-family:Poppins,sans-serif;font-size:.85rem;color:var(--ink)}
tr:last-child td{border-bottom:none}
.check{border:2px dashed var(--yellow-d);border-radius:16px;padding:26px 28px;background:#fff;margin:8px 0 8px}
.check h3{font-size:1.1rem;margin-bottom:12px;color:var(--ink)}
.check ul{list-style:none}
.check li{padding:7px 0 7px 34px;position:relative;font-size:1rem;border-bottom:1px solid var(--line)}
.check li:last-child{border-bottom:none}
.check li::before{content:"";position:absolute;left:0;top:11px;width:18px;height:18px;border:2px solid var(--ink);border-radius:4px}
.print-row{margin-top:16px}
.cta{background:var(--yellow);border-radius:18px;padding:36px 32px;margin:52px 0 20px;text-align:center}
.cta h2{margin:0 0 10px !important;font-size:1.6rem}
.cta p{color:#4a4419 !important;max-width:520px;margin:0 auto 22px !important}
.cta .row{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.tabs{display:flex;gap:8px;overflow-x:auto;padding:4px 2px 12px;margin:32px 0 8px;border-bottom:1px solid var(--line);scrollbar-width:thin;-webkit-overflow-scrolling:touch}
.tab{flex:0 0 auto;font-weight:600;font-size:.95rem;color:var(--muted);background:#fff;border:1.5px solid var(--line);border-radius:100px;padding:10px 20px;cursor:pointer;transition:background .15s,border-color .15s,color .15s}
.tab:hover{border-color:var(--yellow-d);color:var(--ink)}
.tab[aria-selected="true"]{background:var(--ink);border-color:var(--ink);color:var(--yellow)}
.tab:focus-visible{outline:2px solid var(--ink);outline-offset:3px}
.panel{padding-top:28px;min-height:200px}
.panel[hidden]{display:none}
.panel > h2:first-child{margin-top:0}

@media(max-width:820px){
  .grid3,.steps,.contact{grid-template-columns:1fr}
  .grid2,.learn{grid-template-columns:1fr}
  footer.site .cols{grid-template-columns:1fr}
}
@media(max-width:700px){
  body{font-size:17px}
  .top h1{font-size:1.9rem}
  .two{grid-template-columns:1fr}
  .sec{padding:52px 0}
}
@media print{
  header.nav,.top .cta-row,.cta,.cta-band,.print-row,footer.site,.tabs{display:none !important}
  .panel[hidden]{display:block !important}
  .panel{padding-top:0}
  .top{background:#fff !important;color:#000;padding:0 0 12px}
  .top h1{color:#000;font-size:1.6rem}
  .top .lede,.top .meta{color:#333}
  .eyebrow{display:none}
  main.article{padding:0}
  .mod,.box,.check,ol.q li{break-inside:avoid}
}